Our first questionnaire gave us a background on each family, their house, and microfinance history. (Ie. Number of loans taken, for how much, for what activities, etc.) We then opened it up for general discussion to garner a sense of their opinions of microfinance, and means of improving its services to meet the family’s financial needs. The majority of the women were vocal and excited to share their thoughts on the matter, and every family agreed to a second interview next week on film. The consensus was unanimous that microfinance helps their families, but also that it can be improved. The most frequent responses were concerns that the loans were too small and the payment schedule too inflexible. The borrowers have to repay every 15 days, which many noted was too difficult for them due to their unpredictable incomes and that a month would be much better. Most of the families bring in income by selling food (onions, corn, etc) or textiles, sales of which fluctuate greatly with the time of year, weather outside, and luck. Our next round of questions will delve deeper into the issues.
My personal reflection for the day is regarding the consequences of our actions. We all know that every action has a consequence. In this lifestyle though, the consequences of your actions are magnified and unavoidable. For example, if I am nonchalantly cooking and the one pot of beans burn, our family (the four of us) all suffer and miss 3 meals. One is forced to take accountability for their actions here, as there is no hiding the truth. Typically though, one can make up an excuse for their selfishness, blame another, or mask their mistake. Moreover, if Zach or I are lazy in the market and get ripped off by two quetzals (25 cents) or get something stolen, it means the difference between another half pound of rice and beans for the family or not. In the Mayan culture, the lifestyle is about selflessness and giving, while not asking for anything in return. This type of philosophy, where everyone does their part and more, has proven integral to the survival and stress-reduced prosperity of both our neighbors and ourselves. Just some thoughts that are on my mind.
All in all, we are settling into a routine and generally feeling very optimistic. Still haven´t washed clothes yet, but hanging them in the sun seems to do the trick. We also are yet to fill up a very small trash bag in two weeks here, which astounds me. Lastly, I am sad to report that we will be unable to buy Harold the chicken, as he way too expensive, so for now our frequent visitors of flies, worms, and spiders will have to suffice
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